While the United States are introduced laws that prohibit the use of cell phones or sending text messages while driving ("text driving"), an n egg study published dall'Highway Loss Data Institute (HLDI) found that there were no reductions accidents after the implementation of the prohibitions of the use of mobile phones. In four jurisdictions of the United States before and after the ban, the researchers noted that the claims did not change compared to neighboring jurisdictions that have such bans on mobile phones. Highway Loss Data Institute (HLDI) is a subsidiary to 'Insurance Institute for Highway Safety.

Researchers dell'Highway Loss Data Institute have calculated monthly claims during the months immediately before and after it was banned phone use while driving. Comparable data were collected with regard to neighboring jurisdictions, which have not adopted such prohibitions on the use of cell phones and driving. This method has been monitoring any changes in interest rates on claims, not related to prohibitions - changes in the number of miles driven because of economic, seasonal variations in driving patterns, etc..

In short, it would seem that good for nothing ....

And if that motorists (especially American ones), fearful of heavy penalties for violations, especially during the announcement of the measure have paid more attention and have used significantly less cell phone driving? In practice, if the lowest number of accidents was related to lower exposure to risk by drivers? For me it's good news and I hope that the U.S. insurance companies continue to monitor these aspects